title: Focus on the Future Value of Lump-Sums description: [AFW S.2.18] Investment Principle #18 published: true date: 2026-06-30T08:10:25.376Z tags: editor: markdown dateCreated: 2021-08-31T05:30:52.979Z

Focus Not on What it is Now, but What it Will Become¶

Watch Sell the Future Value of Lump-Sums VIDEO

Always sell the future value of a lump-sum, not the current value.

For example, let's say a 35 year old client comes into a \(100,000 inheritance. In an effort to persuade her to invest it long term, **don't** talk to her about the "\)100,000", but instead the future-value at age 65, which is $1.7M at 10% ROR.

"So, have you thought about what you're going to do with your $1.7M."

Pro-Tip: use the Government Compound Interest Calculator.